Helply Finance

Don't Let Hidden Loan Traps Steal Your Dream Car.

Get India's Most Trusted Used Car Loan Blueprint — FREE.

WhatsApp Your Approval Plan Download Insider Guide
1000+ buyers protected
By Harshal Vijay Sanghani
An interaction between a woman and a salesman at a car dealership, discussing vehicle options. 4.9/5 TrustScore

Why Most Buyers Lose Money (and Sleep)

We asked 200+ Indian car buyers: these are the traps that haunted them 😟

High Interest Rates
“Dealer said 9%, but my EMI showed 15%!” — Amit, Pune
Pain
Hidden Fees
“Processing, insurance, & ‘service’ charges — all at the last minute.” — Preeti, Bengaluru
Pain
False Promises
“‘Guaranteed approval’, but then rejected after I paid advance.” — Suresh, Delhi
Pain

7 Traps Dealers Won’t Tell You

Avoid these, save lakhs. ⚠️

  1. Trap #1: Fake “Low EMI” Offers Dealers show you a low EMI, but stretch the tenure or hide balloon payments. Can cost you ₹1,00,000+ extra
  2. Trap #2: Hidden File Charges ‘File opening’ fees sneak in at the last minute. Not RBI-mandated. ₹5,000–₹25,000 lost per buyer
  3. Trap #3: Forced Insurance Bundles You’re told you must buy insurance from them—at 2x the normal rate. Up to ₹18,000 extra
  4. Trap #4: CIBIL Score Manipulation Dealers push for loans that hurt your CIBIL just to get their commission. Long-term credit pain
  5. Trap #5: Fake Approvals You’re told “approved”, but it’s just a sales tactic. Actual rejection comes later. Wasted time, lost booking
  6. Trap #6: Pre-closure Penalties Hidden Dealers don’t reveal you’ll pay huge fees for early closure. Unexpected ₹10,000+ penalty
  7. Trap #7: No Real Support Once you sign, you’re on your own. No help with paperwork or issues. Stress & confusion
Avoid All Traps — Get the Guide
A couple exchanging car keys inside a showroom decorated with heart-shaped balloons, celebrating a new car purchase.
The Used Car Loan Survival Kit

India’s Insider Guide

The Used Car Loan Survival Kit – India’s Insider Guide

The 2025 Playbook Dealers Hope You Never Read.

  • How to spot & avoid fake approvals
  • EMI hacks for real savings
  • CIBIL-safe application steps
  • No hidden charges—guaranteed
RBI Registered Buyer Protection No Hidden Charges
Founder Harshal Vijay Sanghani smiling
Handwritten note from Harshal: "I made this for families like yours."

What You’ll Learn Inside

Unlock secrets even dealers won’t share 💡

  • How to spot fake approvals Micro-tip: Always ask for official sanction letter.
  • Best EMI hacks for Indian buyers Micro-tip: Shorter tenure, lower total cost.
  • CIBIL-safe application steps Micro-tip: Never apply to multiple banks at once.
  • How Helply protects your money Micro-tip: Zero hidden charges. RBI registered.
  • How to get founder-led support Micro-tip: WhatsApp Harshal directly for help.
  • What to check before signing loan papers Micro-tip: Check pre-closure and insurance clauses.

Why Most Dealer Loans Cost You More

Compare. Decide. Save.

Feature Dealer Loan Helply Loan
Interest Rate 14.9% 10.5%
Hidden Fees Yes Never
RBI Registered Not always Always
Founder Support No Yes
Pre-closure Charges High Low/None
Save up to ₹1,25,000
Most buyers pay much more than they should. Helply keeps you safe, honest, and in control.
See Your Savings
Founder Harshal Vijay Sanghani smiling Founder’s childhood car photo
Harshal Vijay Sanghani WhatsApp Support
“I started Helply to protect buyers like you. My own family lost money on a car loan. Now, we help you avoid every trap.”
Rescued Buyer: “Helply helped me get my dream car without any hidden charges. Harshal personally guided me on WhatsApp. Total peace of mind.” — Ritu, Mumbai

Real Buyers. Real Relief.

WhatsApp chats that made families smile 😊

A smartphone displaying the WhatsApp application screen held by a person.
Amit S.
Pune
“I was scared of getting cheated. Helply’s WhatsApp support was fast, honest, and saved me ₹30,000!”
WhatsApp Verified
Close-up of smartphone screen showing Signal and WhatsApp messaging apps.
Ritu M.
Mumbai
“No more hidden charges! Harshal explained every step on WhatsApp. I felt truly protected.”
WhatsApp Verified
A smartphone displaying the WhatsApp application screen held by a person.
Vikram T.
Nasik
“First car, first loan—zero stress. Helply’s team was always a WhatsApp away. Highly recommend!”
WhatsApp Verified

Why Trust Helply?

RBI Registered
1000+ Buyers Protected
Founder-Led Support
No Hidden Charges

Frequently Asked Questions

Ready for Your Smartest Car Loan?

Founder-led help. Limited slots daily.

WhatsApp Your Approval Plan
Founder Harshal Vijay Sanghani smiling